The costs of long-term care will vary significantly by where you live and the type of care you receive.
Many people think that home care usually costs less than nursing facility care. However, skilled care at home can cost just as much, if not MORE than nursing home care.
It is very eye opening to call health care agencies in your area, as well as Assisted Living Facilities and Skilled Nursing Facilities.
Usually, the cost of care starts lower and then, of course, ramps up as the amount and intensity of the care continues. The cost of care varies across the country.
Ask your insurance agent for the cost of care in your area. It is so important to understand the cost of care not only where you live today, but where you plan on retiring.